Get virtual dollar cards that actually work 
Use our Virtual Dollar Mastercard and Visa card to shop online, pay for services, or make international purchases.
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Shop online, pay for services, or make international purchases.
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Exchange unused gift cards for cash at amazing rates.
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Use our Virtual Dollar Mastercard and Visa card to shop online, pay for services, or make international purchases.

Online payments feel impossible with card rejections and restrictions. In fact, some music platforms like Apple Music don’t accept Nigerian debit cards.
Cardtonic gives you instant access to one of the best virtual dollar cards in Nigeria for smooth and convenient transactions. So you can shop and pay online freely without limits, and experience the financial freedom you deserve.


Cardtonic's dollar card offers an easy way to handle all your international payments. Here are the benefits of using the virtual card for your foreign transactions:
Experience the freedom to shop online or make international purchases at any vendor that accepts Visa or Mastercard.
No need for a separate dollar account. Easily top up your Virtual dollar card balance with your Naira from your Cardtonic wallet.
Your world of international transactions is just a tap away. Access your virtual dollar card details directly from your virtual bank account.
Make purchases worldwide without annoying currency conversion fees—more money in your pocket.
With your Cardtonic Virtual Dollar Card, you can easily pay for popular international services right from Nigeria. Use it to subscribe to platforms like Twitter Blue, Grammarly, ChatGPT Plus. It also works seamlessly for Google Ads, Google Cloud & Workspace, and entertainment services like Amazon Prime, YouTube Premium, or Adobe Creative Cloud & Canva Pro.

Never had a failed transaction with the dollar card. It’s easy to use, I highly recommend!
App Store

They have the best exchange rates and transactions are super smooth. No delays, no hidden fees.
Trustpilot

I had a small issue with funding my card, and their support team responded within minutes and sorted it out in less than 30 minutes! Honestly, this level of customer service is rare. Definitely sticking with Cardtonic!
Play Store

Fr the best virtual dollar card in Nigeria. The app is easy to navigate, and it works for Twitter verification.
Play Store

Since I found Cardtonic, paying for my Google Ads has been easyyy. No random transaction declines. Just what I needed!
App Store

I love how straightforward the process is. Funding my virtual dollar card takes less than a minute. It’s made my life so much easier.
App Store

Never had a failed transaction with the dollar card. It’s easy to use, I highly recommend!
App Store

They have the best exchange rates and transactions are super smooth. No delays, no hidden fees.
Trustpilot

I had a small issue with funding my card, and their support team responded within minutes and sorted it out in less than 30 minutes! Honestly, this level of customer service is rare. Definitely sticking with Cardtonic!
Play Store

Fr the best virtual dollar card in Nigeria. The app is easy to navigate, and it works for Twitter verification.
Play Store

Since I found Cardtonic, paying for my Google Ads has been easyyy. No random transaction declines. Just what I needed!
App Store

I love how straightforward the process is. Funding my virtual dollar card takes less than a minute. It’s made my life so much easier.
App Store

To get a virtual dollar card in Nigeria, simply download the Cardtonic app and complete the KYC process. Once verified, you can access and activate your virtual dollar card directly through the app for seamless international payments.
Yes, Cardtonic’s virtual USD card has an extra layer of security to protect your transactions, making it a safe option for international payments.
Our fees are limited and one of the lowest in the market. You can save on currency conversion fees when using the virtual dollar card, making it cost-effective for international transactions.
No. The card is a standalone card that can be used independently of your existing bank account for international transactions.
Currently, Cardtonic only offers cards for transactions in USD. However, we are actively exploring options for additional currencies to enhance your experience.
No, you don't need a domiciliary account. You can easily fund your card using your naira wallet on Cardtonic.
The loading limit on your Virtual Dollar Card may vary, but it offers flexibility to accommodate your international spending needs.
If you misplace your card details, you can easily retrieve them from your Cardtonic account.
You can contact our dedicated customer support team if you need assistance. We are always available to help you with any questions, concerns, and issues.
The Cardtonic virtual dollar card is the best virtual dollar card in Nigeria. With no maintenance charges, competitive exchange rates and a low $1.5 creation fee, it offers unmatched affordability and convenience for seamless international payments.
The Cardtonic USD Virtual Card is the cheapest virtual dollar card in Nigeria. With no maintenance charges and a low $1.5 card creation fee, it offers a highly cost-effective solution for international payments.
To get a virtual dollar card on Cardtonic, start by downloading the Cardtonic app and signing up. Complete the KYC process to verify your account, then fund your wallet with Naira.
Once your wallet is funded, click on the “Virtual dollar card” icon in the app, choose your preferred card type—either Visa or MasterCard—input your details, and tap on “Create virtual card.” Your card will be generated instantly.